Privacy Policy

1. Information We Collect

1.1 Information You Provide

When you interact with our services, we may collect:

• Contact Information: Name, email address, Telegram username
• Communication Data: Messages you send to us through our channels
• Subscription Information: Details about your membership status and preferences
• Payment Information: Billing details processed through secure third-party payment processors

1.2 Automatically Collected Information

We automatically collect certain technical information:

• Device Information: Device type, operating system, browser type
• Usage Data: Pages visited, time spent, click patterns
• IP Address: Your approximate geographic location
• Cookies and Tracking: Data collected through cookies and similar technologies

2. How We Use Your Information

We use collected information for the following purposes:

• Service Delivery: Providing access to educational content and community features
• Communication: Sending updates, newsletters, and responding to inquiries
• Improvement: Analyzing usage patterns to enhance our services
• Legal Compliance: Meeting regulatory requirements and enforcing our terms
• Security: Protecting against fraud, abuse, and unauthorized access
• Marketing: Sending promotional content (with your consent where required)

3. Data Sharing and Disclosure

3.1 Third-Party Service Providers

We may share your information with trusted service providers who assist us:

• Payment Processors: Stripe, PayPal, or similar services for transaction processing
• Communication Platforms: Telegram, email service providers for message delivery
• Analytics Services: Google Analytics, Facebook Pixel for usage analysis
• Hosting Providers: Cloud infrastructure providers for data storage

3.2 Legal Requirements

We may disclose your information when required by law or to:

• Comply with legal processes, court orders, or government requests
• Enforce our Terms of Service and other agreements
• Protect the rights, property, or safety of Crypto Mozart, our users, or the public
• Detect, prevent, or address fraud, security, or technical issues

3.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity. We will notify you of any such change in ownership.

4. Your Rights and Choices

4.1 Access and Correction

You have the right to:

• Request access to your personal information
• Correct inaccurate or incomplete data
• Request deletion of your personal information
• Object to or restrict certain processing activities
• Request data portability

4.2 Communication Preferences

You can opt out of marketing communications at any time by:

• Clicking the unsubscribe link in our emails
• Adjusting your notification settings in Telegram
• Contacting us directly at [email protected]

4.3 Cookie Management

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our services.

5. Data Security

We implement industry-standard security measures to protect your information:

• Encryption: Data transmitted over secure SSL/TLS connections
• Access Controls: Limited employee access on a need-to-know basis
• Regular Audits: Security assessments and vulnerability testing
• Secure Storage: Data stored on encrypted, secure servers

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security of your information.

6. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services to you
• Comply with legal, tax, or accounting requirements
• Resolve disputes and enforce our agreements
• Fulfill other legitimate business purposes

When we no longer need your information, we will securely delete or anonymize it.

7. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place for such transfers, including:

• Standard Contractual Clauses approved by the European Commission
• Adequacy decisions recognizing equivalent data protection standards
• Privacy Shield frameworks (where applicable)

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete such information promptly.

9. Third-Party Links

Our services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Posting the updated policy on our website
• Updating the "Last Updated" date
• Sending an email notification (for significant changes)
• Displaying a prominent notice on our services

Your continued use of our services after any changes constitutes acceptance of the updated policy.

11. Your California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising your privacy rights

We do not sell personal information as defined by the CCPA.

12. GDPR Rights (EU/EEA Residents)

If you are located in the European Union or European Economic Area, you have rights under the General Data Protection Regulation (GDPR):

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Right to lodge a complaint with a supervisory authority

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: